Freddie Mac provides liquidity and support to the single-family market through a variety of activities that include the purchase, securitization and guarantee of single-family loans originated by lenders. We are focused on addressing housing challenges that U.S. consumers face — especially those that disproportionately burden underserved borrowers and renters. In support of this objective, Freddie Mac’s Single-Family Mission Index provides MBS investors with insights into our mission-oriented lending activities, which allows them to allocate capital in a more targeted way towards these activities and the Mission Index serves as the foundation of our Single-Family Social Bond program.

Freddie Mac is proud to share its Single-Family Social MBS and Corporate Social Debt Bonds Framework and associated Sustainalytics Second Party Opinion as the next step in supporting its mission to provide affordability to the housing market. Freddie Mac expects to assign “Social MBS” labels to Single-Family MBS meeting the social bond criteria described in the Framework commencing in June 2024.

Freddie Mac Single-Family Social MBS have not been designed to satisfy the social, affordable, sustainable or other "social" criteria of any third-party framework, other than as described in the Single-Family Social MBS and Corporate Social Debt Bonds Framework and the Sustainalytics Second Party Opinion.

Sustainalytics provides second opinions on institutions' frameworks. The Sustainalytics opinion is not a guarantee that the Social MBS satisfy your "social" investment needs or criteria, is not a recommendation to buy, sell or hold Social MBS described in the Single-Family Social MBS and Corporate Social Debt Bonds Framework, is only current as of the date of its issuance and is only applicable to the Single-Family Social MBS and Corporate Social Debt Bonds Framework.

Please see our UMBS and MBS Offering Circular for more information on the risks of an investment in Social MBS.

Morningstar Sustainalytics, a globally-recognized provider of ESG research, ratings and data, evaluated the Freddie Mac Single-Family Social MBS and Corporate Social Debt Bonds Framework and the alignment thereof with relevant industry standards and provided views on the robustness and credibility of the Framework. In no event the opinion nor any portion thereof shall be construed as part of the offering, nor shall be considered as an offer or advertisement to buy a security, solicitation of votes or proxies, investment advice, expert opinion or negative assurance letter as defined by the applicable legislation.

This is not an offer to buy or sell any Freddie Mac securities. Offers for any given security are made only through applicable offering circulars and related supplements, which incorporate Freddie Mac’s most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (SEC); all other reports Freddie Mac files with the SEC pursuant to Section 13(a) of the Securities Exchange Act of 1934 (Exchange Act), excluding any information "furnished" to the SEC on Form 8-K; and all documents that Freddie Mac files with the SEC pursuant to Sections 13(a), 13(c) or 14 of the Exchange Act, excluding any information “furnished” to the SEC on Form 8-K.

The financial and other information contained on this page and in the documents that may be accessed on this page speaks only as of the date of those documents. The information could be out of date and no longer accurate. Freddie Mac undertakes no obligation, and disclaims any duty, to update any of the information in those documents.

These materials may contain forward-looking statements. Forward-looking statements involve known and unknown risks and uncertainties, some of which are beyond the company’s control. Management’s expectations for the company’s future necessarily involve a number of assumptions, judgments and estimates, and various factors could cause actual results to differ materially from the expectations expressed in these and other forward-looking statements. These assumptions, judgments, estimates and factors are discussed in the company’s most recent Annual Report on Form10-K, and its reports on Form 10-Q and Form 8-K, which are available on the Investor Relations page of the company’s Web site at www.FreddieMac.com/investors and the SEC's website at www.sec.gov. The company undertakes no obligation to update forward-looking statements it makes to reflect events or circumstances occurring after the date of this page.

Certain information contained in documents that may be accessed on this page is provided by third parties. Freddie Mac makes no representations or warranties with respect to any such information and takes no responsibility for supplementing, updating or correcting any such information.