CapitalMarkets.FreddieMac.com

Clarity Data Intelligence®

Freddie Mac provides a vast amount of mortgage data to the market. As part of an ongoing effort to increase transparency and provide relevant content to market participants, Clarity Data Intelligence® (Clarity) was introduced in 2019. Clarity serves as a centralized hub for Credit Risk Transfer (CRT), Mortgage Securities (MBS) and the Single-Family Loan Level Dataset (SFLLD), making Freddie Mac’s data more accessible through various easy-to-use data intelligence tools and dashboards. Clarity includes the functionality to download CRT disclosure data, view analytics surrounding mortgage-backed securities and CRT transactions and access historical credit performance data on mortgages purchased by Freddie Mac since 1999.

Clarity Dashboards

Access dashboards and data intelligence tools for Single-Family CRT and MBS.

CRT & MBS Dashboards

CRT and MBS Data

Download CRT or MBS issuance and monthly disclosures and/or supplemental information.

CRT Data  MBS Data

Product Functionalities

Clarity is regularly being enhanced based on investor feedback and market conditions.

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CRT Dashboards for STACR & ACIS Transactions

  • Credit profile stratification across Reference Pools or various cohorts
  • Snapshot and historical performance trends, including disaster event comparison and loss mitigation transition
  • Deal trigger and structure information
  • CRT investor participation distribution

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Single-family loan-level historical dataset dashboards

  • Credit profile stratification by origination vintages or various cohorts
  • Performance analysis across origination vintages and various cohorts

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MBS Data Intelligence

  • Daily Prepayment Report - Cumulative Daily Voluntary Payoffs by Cohort
  • Affordable and Green MBS Issuance Volume
  • Structured Transaction Issuance Reports
  • Seller-Level Loan Characteristics and Prepayment Reports

Quick Links

What's New

View Clarity enhancements releases.

Glossary

The Clarity glossary contains an alphabetical list of common abbreviations, terms, and definitions.

CRT Disclosure Guides

All STACR® and ACIS® disclosure guides are available for download in the latest format for all time periods.

MBS Disclosure Guide

A reference tool for investors of Freddie Mac mortgage-related securities information including timing and frequency of disclosure data and technical specifications for disclosure files.

Mortgage Securities Home

Stay informed with all of the latest MBS announcements, data, offering documents and other resources!

CRT Handbook

An overview of Freddie Mac's capital markets and (re)insurance CRT executions (STACR and ACIS).

Contact the Freddie Mac Credit Risk Transfer Team

Find out how Credit Risk Transfer creates investor opportunities while strengthening the U.S. mortgage market [email protected].

Contact the Freddie Mac Mortgage Securities Team

Find out how Mortgage Securities creates opportunities to invest in residential mortgages through a variety of innovative products [email protected].

For additional MBS contact information: click here.

System Maintenance Schedule

Please be advised that Freddie Mac performs regular system maintenance outside of normal business hours in the following windows:

Friday 8pm to Saturday 12pm EST
Saturday 11pm to Sunday 11am EST