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Freddie Mac Single-Family Loan-Level Standard and Non-Standard Dataset Summary

Report Document

1. Clarity

Quarterly Research Package and Forecast Q2 2021

Read the latest top market themes and quarterly forecast.

1. COVID-19
2. Clarity

Freddie Mac Releases Non-Standard Dataset

Freddie Mac continues to demonstrate a commitment to data transparency through the release of a new Non-Standard Dataset (NSD).

1. COVID-19
2. Clarity

Quarterly Research Package and Forecast Q1 2021

Freddie Mac’s Single-Family Top Market Themes research package sheds light on current housing trends.

1. COVID-19
2. Clarity

STACR Structure Evolution

STACR REMIC structures offerings as notes issued by a trust that is treated as a Real Estate Mortgage Investment Conduit (REMIC). The trust pays interest (uncapped LIBOR floater) and principal (less credit and/or modification losses) to noteholders on a monthly basis.

1. Stakeholder Communications

WLS (Whole Loan Securities)

WLS is a credit risk transfer (CRT) security offering backed by single-family mortgages purchased by Freddie Mac. WLS comprises a fully-collateralized, non-synthetic issuance of guaranteed senior and non-guaranteed subordinated certificates. WLS offerings are no longer issued, but past offerings are still active.

STACR^® SPI (Securitized Participation Interests)

STACR SPI is a form of credit risk transfer (CRT) in which loans funded by Freddie Mac’s cash window are deposited into a Participation Interest (PI) Trust, in exchange for a Participation Interest (96%) and a Credit Participation Interest (4%) for each loan.