The latest Clarity Data Intelligence® (Clarity) update includes enhancements to the Credit Risk Transfer (CRT) Disaster Matrix dashboard.

The enhanced dashboard now includes performance data of two additional populations for each disaster. Performance of loans in the following populations is now available:

  • ‘FEMA Areas’: Includes all current and active loans, as of FEMA-declared event start date, in counties that FEMA had designated as eligible for individual assistance after a disaster.
  • ‘Forbearance and D60+’: Includes loans in FEMA-eligible counties that both entered into a forbearance plan and experienced D60 or greater delinquency, within 12 months of the FEMA-declared event start date.

These populations help provide additional context about a disaster’s impact on loan performance.

Additionally, loan status can now be viewed by Current UPB (CUPB) percentage, CUPB amount or loan count.

In Graph view, hover over or click on a cohort to view the values in the tool tip.

In Table view, use the ‘Values’ drop down to adjust the display in the table between % CUPB, $ CUPB or loan count.

‘Program Indicator’ is now ‘Special Eligibility Program’

The attribute formerly named ‘Program Indicator’ has been renamed to ‘Special Eligibility Program’ on all applicable dashboards and filters. This change is to align with the updated field name in our disclosure.