Freddie Mac is a mission-driven company – providing liquidity, stability and affordability to the U.S. housing market is what we do best. Our sustainability strategy strengthens our commitment to our mission and helps us drive long-term value for our stakeholders while making a difference in our communities. Improving the energy efficiency of homes may provide savings to our borrowers, increase the value of homes and positively impact our environment.

Single-Family Green Mortgage-Backed Security (MBS)

Freddie Mac is a leader in mortgage finance that supports the growing market for energy efficient single-family homes. Freddie Mac's Single-Family Green MBS issuance is a natural extension of our role in providing standards and scale to the nation's housing markets.

The 2023 Single-Family Green MBS Impact Report provides estimates of the beneficial environmental impact, including greenhouse gas emission reduction and energy savings, associated with purchase and refinance loans securitized under the Green MBS program. The 2023 Green MBS Estimated Impact File also provides estimated impact data related to each security issued under the Green MBS program.

Overview of Collateral

Freddie Mac Single-Family Green MBS supports our company's focus on financing energy efficiency in new and existing single-family homes, helping to preserve home affordability over time. 

As described in our 2021 Single-Family Green Bond Framework  and our 2025 Single-Family Green MBS Framework, eligible collateral for Single-Family Green MBS includes:

Homes with Renewable Energy

  • Freddie Mac GreenCHOICE Mortgages® where borrowers used refinance proceeds to finance energy efficient home improvements. Specifically, the proceeds or portion thereof from each refinanced mortgage paid off existing debt that was used to finance the purchase and installation of a renewable energy source such as solar panels.
  • Mortgages backed by newly constructed homes with a renewable energy source

Homes with an Energy Efficiency Rating

Freddie Mac Single-Family Green MBS have not been designed to satisfy the environmental, sustainability or other "green" criteria of any third-party framework, other than as described in the 2021 Single-Family Green Bond Framework, the CICERO opinion, the 2025 Single-Family Green MBS Framework and the S&P Global opinion.

CICERO Shades of Green and S&P Global are independent organizations that provide second opinions on institutions' frameworks and reviews of green bonds. The CICERO and S&P Global opinions are not a guarantee that the Green MBS satisfy your "green" investment needs or criteria, are not a recommendation to buy, sell or hold Green MBS described in the 2021 Single-Family Green Bond Framework and the 2025 Single-Family Green MBS Framework, are only current as of the date of its respective issuance and are only applicable to the respective framework.

Please see our UMBS and MBS Offering Circular for more information on the risks of an investment in Green MBS.

 

This is not an offer to buy or sell any Freddie Mac securities. Offers for any given security are made only through applicable offering circulars and related supplements, which incorporate Freddie Mac’s most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (SEC); all other reports Freddie Mac files with the SEC pursuant to Section 13(a) of the Securities Exchange Act of 1934 (Exchange Act), excluding any information "furnished" to the SEC on Form 8-K; and all documents that Freddie Mac files with the SEC pursuant to Sections 13(a), 13(c) or 14 of the Exchange Act, excluding any information “furnished” to the SEC on Form 8-K.

The financial and other information contained on this page and in the documents that may be accessed on this page speaks only as of the date of those documents. The information could be out of date and no longer accurate. Freddie Mac undertakes no obligation, and disclaims any duty, to update any of the information in those documents.

The financial and other information contained on this page and in the documents that may be accessed on this page is not incorporated by reference into, or a part of, any offering documents of any security. The information does not constitute a sufficient basis for making a decision with respect to the purchase and sale of any security and is directed only at, and is intended for distribution to and use by, qualified persons or entities in jurisdictions where such distribution and use is permitted and would not be contrary to law or regulation. All information regarding or relating to Freddie Mac securities is qualified in its entirety by the relevant offering circular and any related supplements. You should review the relevant offering circular and any related supplements before making a decision with respect to the purchase or sale of any security. In addition, before purchasing any security, please consult your legal and financial advisors for information about and analysis of the security, its risks and its suitability as an investment in your particular circumstances.

These materials may contain forward-looking statements. Forward-looking statements involve known and unknown risks and uncertainties, some of which are beyond the company’s control. Management’s expectations for the company’s future necessarily involve a number of assumptions, judgments and estimates, and various factors could cause actual results to differ materially from the expectations expressed in these and other forward-looking statements. These assumptions, judgments, estimates and factors are discussed in the company’s most recent Annual Report on Form10-K, and its reports on Form 10-Q and Form 8-K, which are available on the Investor Relations page of the company’s Web site at www.FreddieMac.com/investors and the SEC's website at www.sec.gov. The company undertakes no obligation to update forward-looking statements it makes to reflect events or circumstances occurring after the date of this page.

Certain information contained in documents that may be accessed on this page is provided by third parties. Freddie Mac makes no representations or warranties with respect to any such information and takes no responsibility for supplementing, updating or correcting any such information.