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Credit Risk Transfer

Pioneered by Freddie Mac in 2013, credit risk transfer® (CRT) programs structure mortgage credit risk into securities and (re)insurance offerings, transferring credit risk exposure from U.S taxpayers to private capital. CRT supports Freddie Mac’s mission of providing stability, liquidity and affordability to the U.S. housing market.  

Flex Modification® Impacts on CRT

Hear from Freddie Mac leadership on the recently announced Flex Modification changes. You’ll gain a deeper understanding of the expansions that will assist more borrowers who may experience financial hardship, ensure consistency in payment relief outcomes and provide guidance in determining Flex Modification terms.

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CRT offers a disciplined opportunity for market participants to take advantage of Freddie Mac's credit risk management expertise and gain exposure to the creditworthiness of the U.S. housing market.