With CRT volumes expected to ramp up in 2022, Freddie Mac is committed to keeping the Credit Risk Transfer (CRT) community informed.

CRT Vice President, Mike Reynolds, provides program and housing market updates for 2022, and recaps the record year for Freddie Mac CRT in 2021. Guest speaker, CRT Director, Charlotte Gladwin, will also join Mike to share the latest features of Clarity, Freddie Mac’s data intelligence portal.

2021 CRT Program Recap

  • 2021 RMBS Issuer of the Year – GlobalCapital US Securitization Awards
  • 140 unique participants in 2021 – Highest annual Investor/(Re)insurer base in program history
  • Largest STACR (2021-DNA6) and ACIS (2021-SAP7) transactions in program history
  • Record-high issuance year in 2021 – 2022 new issue volumes expected to be higher

Housing Market Overview

  • Home sales reach highest level in 15 years while homes available for sale stay at historically low levels
  • 30-year fixed mortgage rate rising at the start of 2022 – Higher rates will drive down refinance activity
  • First-time homebuyers and millennial employment trending up – Strong growth seen pre-pandemic is expected to remain


Freddie Mac CRT Quarterly Webcast January 2022



This recording contains forward-looking statements within the meaning of Section 27A of the Securities Act. These statements involve known and unknown risks and uncertainties, some of which are beyond our control. These statements are not historical facts but rather represent Freddie Mac’s expectations based on current information, plans, judgments, assumptions, estimates and projections. Actual results or performance may differ from those described in or implied by such forward-looking statements due to various risks, uncertainties and other factors including the following: general economic and business conditions, competition, changes in political, social and economic conditions, regulatory initiatives and compliance with governmental regulations, customer preference and various other matters. Forward-looking statements are made only as of January 20, 2022. We undertake no obligation to update any forward-looking statements we make to reflect events or circumstances occurring after January 20, 2022.

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