Skip to main content

Credit Risk Transfer

Pioneered by Freddie Mac in 2013, credit risk transfer® (CRT) programs structure mortgage credit risk into securities and (re)insurance offerings, transferring credit risk exposure from U.S taxpayers to private capital. CRT supports Freddie Mac’s mission of providing stability, liquidity and affordability to the U.S. housing market.  

Investor Day 2023

At Investor Day 2023, Freddie Mac leadership and market experts gave updates on credit and servicing policy, as well as portfolio management and the CRT market. View presentations for more information.

Get the Latest Deal Docs

Want to Learn More?

CRT offers a disciplined opportunity for market participants to take advantage of Freddie Mac's credit risk management expertise and gain exposure to the creditworthiness of the U.S. housing market.