Get a recap of our recent webinar ”Flex Modification® Impacts on CRT” that covers the recent enhancements announced in Bulletin 2024-E.

Hear from your host Christian Valencia, Vice President, Single-Family CRT Capital Markets, and Benjamin Gottheim, Vice President, Single-Family Servicing Policy, as they discuss the enhancements to the Flex Modification and address potential impacts to the market. You’ll gain a deeper understanding of Flex Modification expansions that will help:

  • Assist more borrowers who may experience financial hardship.
  • Ensure consistency in payment relief outcomes.
  • Provide guidance in determining Flex Modification terms.

Flex Modification Impacts on CRT


This recording contains forward-looking statements within the meaning of Section 27A of the Securities Act. These statements involve known and unknown risks and uncertainties, some of which are beyond our control. These statements are not historical facts but rather represent Freddie Mac’s expectations based on current information, plans, judgments, assumptions, estimates and projections. Actual results or performance may differ from those described in or implied by such forward-looking statements due to various risks, uncertainties and other factors including the following: general economic and business conditions, competition, changes in political, social and economic conditions, regulatory initiatives and compliance with governmental regulations, customer preference and various other matters. Forward-looking statements are made only as of July 18, 2023. We undertake no obligation to update any forward-looking statements we make to reflect events or circumstances occurring after July 18, 2023.

The financial and other information contained in this recording are only as of the dates stated or shown. The information could be out of date and no longer accurate. Freddie Mac undertakes no obligation, and disclaims any duty, to update any of the information in those documents.